I’m not bound to any big banks or owned by any other organizations. This means I’m not limited to specific solutions or advice. I’ve chosen my partners, vendors, and service providers because I believe they provide the best value for you.
As a Millennial in tech, you’re always in the middle of making financial decisions – stock options and equity compensation, navigating an IPO or Direct Listing, employee benefits, taking on freelance projects, switching jobs, buying homes, or starting families.
With many moving pieces, multiple goals, and complicated taxes, personal finance can overwhelm even the smartest, most organized person. How do you know if you’re making the right decision? Do you want to create a strategy that gives you confidence in each decision you make?
I’ve got you covered.
Comprehensive Financial Planning
An ongoing relationship with a trusted financial planner who is committed to helping you achieve your desired lifestyle. Comprehensive planning means we’ll cover all the bases, from your initial plan and goal setting to optimizing your stock options and RSU’s, cash flow, retirement, insurance, estate & tax planning, and much more. With unlimited support and regular check-ins to make sure you’re on the right track, we’re your collaborative partner in all things money throughout the year.
Tax Planning and Preparation
I’ll solve your tax needs by completing tax returns and running projections to efficiently identify opportunities to boost after-tax wealth over time.
Comprehensive Planning Process
Goals & cash flow
Overview of your current financial picture, net-worth, goals alignment, and proposed cash-flow plan. We'll leave this meeting knowing exactly what we want to accomplish in the next 12-24 months.
We'll set the basis of your cash flow plan, make any remaining tweaks, then set up the automation. Additionally, new accounts will be established, as needed.
Overview of your investments, which includes equity compensation, discuss your risk tolerance, and your specific investment strategy. We'll also establish your investment accounts and automate your investment plan.
I'll review the risks to your financial goals and kick-off the process to fill any gaps, addressing all areas, including life, health, disability, and property (home, renters, car) insurance.
- IPO Planning/Stock-Based Compensation
- Alternative Investing (real estate, digital currencies, private funds)
- Major Purchase
- Starting a Business
- College Savings
Review estate planning goals and discuss areas of improvement, providing you a list of referrals and getting your documents prepared.
We’ll do all the relevant meetings to advise, guide, and help you implement my recommendations
A meeting will introduce a particular topic, then we’ll continue to work together via email and Zoom to implement the recommendations in each area.
Quarterly meetings or check-ins begin after the initial planning phase.
I’ll design a tailored investment portfolio based on your investment objectives, time horizons, risk tolerance, and liquidity needs. I’ll regularly monitor your account, take advantage of tax-loss harvesting to save you money on your tax return, and manage your portfolio with an evidence-based approach backed by decades of academic research.
Fee-Only Fiduciary firm
As a client of my firm, you will get my full-service team for a simple annual retainer starting at:
$450 for individuals
This includes the first $1M of assets under management (AUM). Once the $1M AUM threshold is met, we will transition to the portfolio management fee schedule.
Portfolio management fee schedule
$1M - $3M
$3,000,001 - $5M