No sales.
No commissions.
No b.s.
I’m not bound to any big banks or owned by any other organizations. This means I’m not limited to specific solutions or advice. I’ve chosen my partners, vendors, and service providers because I believe they provide the best value for you.
As a Millennial in tech, you’re always in the middle of making financial decisions – stock options and equity compensation, navigating an IPO or Direct Listing, employee benefits, taking on freelance projects, switching jobs, buying homes, or starting families.
With many moving pieces, multiple goals, and complicated taxes, personal finance can overwhelm even the smartest, most organized person. How do you know if you’re making the right decision? Do you want to create a strategy that gives you confidence in each decision you make?
I’ve got you covered.
Comprehensive Financial Planning
An ongoing relationship with a trusted financial planner who is committed to helping you achieve your desired lifestyle. Comprehensive planning means we’ll cover all the bases, from your initial plan and goal setting to optimizing your stock options and RSU’s, cash flow, retirement, insurance, estate & tax planning, and much more. With unlimited support and regular check-ins to make sure you’re on the right track, we’re your collaborative partner in all things money throughout the year.
Tax Planning and Preparation
I’ll solve your tax needs by completing tax returns and running projections to efficiently identify opportunities to boost after-tax wealth over time.
Year ONE
Comprehensive Planning Process
MEETING ONE
Goals & cash flow
We’ll do all the relevant meetings to advise, guide, and help you implement my recommendations
For every hour we spend together, there is generally two to four hours of additional behind-the-scenes support for each area of your financial foundation.
A meeting will introduce a particular topic, then we’ll continue to work together via email and Zoom to implement the recommendations in each area.
Year two+
Quarterly meetings or check-ins begin after the initial planning phase.
Investment philosophy
I’ll design a tailored investment portfolio based on your investment objectives, time horizons, risk tolerance, and liquidity needs. I’ll regularly monitor your account, take advantage of tax-loss harvesting to save you money on your tax return, and manage your portfolio with an evidence-based approach backed by decades of academic research.
Fee-Only Fiduciary firm
As a client of my firm, you will get my full-service team for a simple annual retainer starting at $5,000.
Portfolio management fee schedule
| Assets | Fee |
|---|---|
|
$0 - $250,000 |
1% |
|
$250,001 - $2,500,000 |
0.80% |
|
$2,500,001 - $10,000,000 |
0.75% |
How we invest your money
My investment management strategies aim to capture the long-term returns of markets using a simple, diversified, and transparent approach. We start with a market index that provides broad-based coverage of various regions, sectors, and asset classes. Diversification is one of the key tenants of my investment philosophy and starting with a market index helps ensure that we achieve that for client portfolios.